No medical disability insurance is insurance that does not require a medical exam, but will often have qualifying medical questions. No medical disability insurance provides protection from lost income due to injury or illness. Depending on the disability insurance policy a variety of injuries and illness that prevents a person from earning an income are covered. Please note that different plans provide different coverage so it is important to compare what is covered and what the actual payments may be.
No medical disability insurance Key Points:
- A great option if you are having a hard time obtaining insurance
- No blood test or medical exam required
- Amounts may be paid to your estate
- You may be protected on application receipt or shortly thereafter