Health insurance is used to cover the gap between what is covered by the Ontario health plan (OHIP) and what you may require. Health insurance plans can cover the basics, such as occasional therapy visits, right up to broad dental coverage or prescriptions plans, depending on the policy. It is important to make sure to change your coverage as your lifestyle changes, so you have the exact coverage you may need.
Health Insurance Key Points:
- Can cover expenses such as paramedical, prescriptions or dental not covered by your employer or OHIP
- Covers treatment, care or health recovery costs
- If you do not have group coverage, this may cover expenses you are paying out of pocket anyhow
- May be a tax write off